How can we best serve your family?

Did you know that over 100 million Americans are currently living without life insurance? That’s nearly 40% of adults who have no financial safety net or legacy to pass on to their loved ones. Without protection in place, unexpected events can leave families facing overwhelming financial hardships, debts, or an uncertain future.

Many Americans won’t even consider Life Insurance until they’re much older, but you can secure a bright financial future with living benefits as well. It is encouraged to start as young as possible!

We’re here to change all of that. At Midas Life, we specialize in offering tailored solutions, including Term Life Insurance, Whole Life Insurance, Index Universal Life, and Annuities. Whether you’re looking to protect your income, build generational wealth, plan for retirement, or leave a meaningful inheritance, we’ll guide you every step of the way.

Term Policy

Term life insurance is a type of life insurance policy that provides coverage for a specified period, or "term," such as 10, 20, or 30 years. If the insured person dies within the term of the policy, a death benefit (a tax free lump sum of money) is paid to the beneficiaries designated by the policyholder.

Popularly used for Mortgage Protection but with a few added benefits.*

  • Specified Term Length

  • Lower Premiums

  • Renewal and Conversion Options

  • Simplicity

Whole Life Policy

Whole life insurance is a type of permanent life insurance that provides lifelong coverage as long as the premiums are paid. In addition to a guaranteed death benefit, it also includes a cash value component that grows over time. This makes whole life insurance a combination of protection and savings.

Popularly used for Funeral Expenses*

  • Lifetime Coverage

  • Builds Cash Value

  • Fixed Premiums

  • Stability

Universal Life and Annuities

Index Universal Life (IUL) is a type of permanent life insurance that combines a death benefit with a cash value component linked to a stock market index (like the S&P 500). It offers flexibility in premium payments, death benefits, and potential cash value growth.

Annuities are financial products designed to provide a steady income stream, often used for retirement. They are contracts between an individual and an insurance company, where the individual pays a lump sum or a series of payments in exchange for future income.

  • Tax Advantages

  • Growth Potential with Safety

  • Cash Withdrawal Options

  • Flexibility